Step One: Getting Started

AM I READY?  HOW DO I KNOW IF I'M READY TO BUY A HOME?* You can find out by asking yourself some questions:   Do I have a steady source of income (usually a job)? Have I been employed on a regular basis for the last 2-3 years? Is my current income reliable?   Do I have a good record of paying my bills?   Do I have few outstanding long-term debts, like car payments?   Do I have money saved for a down payment?   Do I have the ability to pay a mortgage every month, plus additional costs? If you can answer...... Step One

Step Two: Moving Forward
	MOVING FORWARD Getting someone to lend you thousands of dollards takes a lot of paperwork.  But don't let that worry you.  You have someone who will help guide you thorugh the process, your Certified Housing Counselor!  Begin to gather the following information.  Don’t worry if you don’t have all the items listed.  Make an appointment.... Step Two

Step Three: Educated Customer
	Getting All the Facts.   Sometimes it’s more important to know the right question to ask  more than the right answer!  Homeward Bound Homebuyer Education modules serve to help potential homeowners understand the home buying process.... Step Three

Step Four: Housing Professionals
	Professionals in the Housing Industry All Real Estate Agents and Attorneys are not the same.  The last two modules in the pre-pruchase training are the most imporant.  Choosing a Real Estate Agent is critical to your success in finding the right home for your family.  The agent should listen.... Step Four

Start Today by Calling 910-253-0699

The first step is yours and the most important...Getting Started!   I know we agree on this one fact:  Your family deserves a place to call home.   Then, take the first step and get educated.  Make a decision to do it right and get good sound information from someone who is on your side, Homeward Bound. Call Homeward Bound and make an appoitment with your Certified Housing Counselor.  Call today!  910-253-0699.

Want to learn more about HOMEWARD BOUND? Then Come to our OPEN HOUSE. When:  1st Wednesday of the Month August 4, September 1, October 6, November 3, December 1, 2010 Where:  3972-H Old Ocean Hwy 17E Bolivia, NC  (One block from Bolivia Elementary) Time  4:00-6:00pm  Get your Free Credit Report.  Drop-ins are Welcomed!